Summary

Uninsured drivers are having their cars confiscated and crushed. Harsh treatment? This article thinks not!

(cheap car insurance)

Car Insurance. Uninsured cars to be crushed

Author: Michael Challiner

Car Insurance. Always Put It In Writing: When it comes to car insurance, one of life’s important rules is to put things down in black and white. It’s all too easy for mistakes to happen – as one 19 year old knows only too well.
Car Insurance Advice for Young Drivers in the UK: On average it costs £1,300 to ensure a 17 year old driver. This article comments
Car Insurance Advice for Young Drivers in the UK: On average it costs £1,300 to ensure a 17 year old driver. This article comments
Car Insurance. Involved in an accident with an uninsured driver?: What to do if you have an accident with an uninsured driver.

Brokers Online offers cutting edge articles and information about Life Insurance, health insurance and loans.

Are you one of the one in twenty motorists who regularly drive without insurance? Youd better watch out - your car could be heading for the crusher and shipped off to the worlds biggest scrap smelter in China!

Now if youre caught red handed without car insurance youre forced to hand your keys ( medical insurance ) to the police at the roadside. There are no exceptions - this applies to everyone; it doesnt matter if its just a forgetful mistake or conscious driving without insurance.

Then youll have to get your skates on! Youve just 14 days to produce a valid insurance policy to the police and collect your car. And other costs mount up. Before you ( car insurance ) can collect your car, you have to pay the cost of kerbside recovery (around £105) and the cost of secure storage - and that could easily amount to £15 a day. So, if you leave collecting your car to the 14th day, you could be in for a bill for £315. (mortgage quotes)

And if you dont reclaim your car, off to the crusher it goes!

During the pilot scheme, the cost of crushing the cars was partly funded by ( insurance ) Direct Line. They have estimated that Operation Takeaway prevented up to 2,000 accidents. And many of the cars impounded by the police were found to be un-roadworthy.

A police spokesman said, " Uninsured drivers are often guilty of many other offences. Such as having neither driving licence nor MOT certificate. We are doing everything in our power to get these dangerous and illegal drivers off our roads".

Indeed, uninsured drivers are much greater problem than many of us would expect. The Department of Transport recently reported that 1 in 20 motorists regularly drive without insurance. Furthermore, research from the Association of British Insurers discovered that uninsured drivers are amongst the most dangerous on the roads. On average they cause one accident every six months and are three times more likely to be convicted of driving without due care and attention. (loan quotations)

And who pays for those uninsured accidents? We do! The average car insurance premium is loaded by £30 to cover the cost of damage caused by uninsured motorists. Across the UK that adds up to an extra £500 million paid out each year by the law-abiding motorists!

But thats not the end of our financial pain. If an uninsured vehicle collides into your car, its still recorded as a "fault claim" on your policy. This means youll have to pay the excess when your car is repaired and unless youve got Claims Protection on your policy, your no-claims bonus will take a knocking. Over a two-year period, the reduction in your no claims bonus could easily cost £275 in higher premiums.

The move to take cars off the road and crush them has been warmly welcomed by the Association of British Insurers. The ABI has long criticised the leniency of punishment handed out by the courts to uninsured motorists but they still want tougher penalties. Offenders are typically fined just £150 to £200 - with time to pay - and this is much less than the average car insurance premium. Surely this cannot be true justice! (secured loans)

Click here for part 2